Your Local Home Insurance Agency | Wayne Peart Insurance Agencies
If you live in or near Syracuse, UT and are interested in learning more about homeowners’ insurance, contact the office of Wayne Peart Insurance Agencies. We are the premier provider for Syracuse, UT for home insurance quotes and home insurance policies.
Home Insurance Quotes for Syracuse, UT
Owning a home in Syracuse, UT is a lifetime dream and investment. Protect your family, home and your future with an affordable home insurance quote from Wayne Peart Insurance Agencies. With all of the options for home insurance quotes out there, it’s easy to get confused or overwhelmed. Wayne Peart Insurance Agencies is here to help homeowners in Syracuse and the surrounding cities with finding the right, comprehensive home insurance policy. Our professional brokers are local, experienced and ready to find the best policy to protect one of your largest investments, your home.
What Does a Homeowners’ Insurance Policy Cover?
There are several different types of home insurance policies to choose from. Some of the most common are:
- HO-1 (Basic Form): The basic homeowners’ insurance policy, the HO-1, usually covers the 10 major perils: fire/smoke, explosions, theft, vandalism, lightning, windstorms/hail, riots/civil commotion, volcanic eruption, damage from vehicles and damage from aircrafts. Although the H-01 offers basic coverage, it is becoming less common because other, more comprehensive options have become more affordable.
- HO-2 (Broad Form): The HO-2 form is inclusive of the HO-1, but also covers falling objects, damage from snow/sleet, HVAC, sudden and unexpected damage to pipes/other household systems, water damage and damage from electrical currents. Usually, your belongings are also covered in the HO-2.
- HO-3 (Special Form): The HO-3 is the most common type of homeowners’ insurance. It is inclusive of the HO-1 and HO-2, but also covers all other perils, unless they are specifically excluded. The HO-3 will also usually insure the structure of your home and other attached buildings or structures.
Contact Wayne Peart Insurance Agencies for Home Insurance in Syracuse, UT
If you are interested in a new home insurance policy or just want to see if you can find something better than you already have, contact Wayne Peart Insurance Agencies at (801) 779-2886. We have over 35 years of experience in the insurance business, and we’re ready to help you protect your home today!